The Open Enrollment Period is a time at the end of the year when Americans can choose to extend or change their health insurance policy.
Depending on the insurance coverage you are seeking, there are different deadlines for open enrollment:
Employer-sponsored plans – Deadline dates vary by employer. Contact your employer’s benefits department.
Federal employee or retiree plans – December 11th
Self-purchased plans – December 15th
Contact your current health insurance provider, log in to access ASMP Benefit Partner offerings with Association Health or Allstate, or check out the Healthcare Marketplace at healthcare.gov for possible savings on your 2019 health insurance coverage.
This is a reminder that the open enrollment period for Healthcare Marketplace self-purchased plans for 2019 ends December 15, 2018. If you don’t act by December 15, you can’t get 2019 coverage unless you qualify for a Special Enrollment Period. Plans sold during Open Enrollment start January 1, 2019.
Why bother with health insurance?
- Health insurance provides financial protection in case you have a serious accident or illness. For example, a broken leg can cost up to $7,500. Health coverage can help protect you from high, unexpected costs.
- With various coverage plans, you may be able to get access to preventive services — like shots and screening tests — at no cost to you. Getting recommended preventive services is a key step to good health and well-being.
Research all options, but remember that deadlines are fast approaching for coverage beginning January 1, 2019.